Although the information provided on this web site has been obtained from sources that Standard Bank believes to be reliable not all of the information has been independently verified. The information may be incomplete or condensed. Any and all opinions and estimates specified on Standard Bank's web site are based on opinions held or estimates provided based on available information as at the date such opinions / estimates were displayed on the web site and are subject to change without notice. Standard Bank does not guarantee the accuracy of such information opinions or estimates and will not in any manner whatsoever be held liable to any person who having visited our web site claims to have relied on any or all of the information opinions or estimates contained in the web site. The contents of this web site may not be published used or reproduced in whole or in part without the prior written consent of Standard Bank.