Home Equity loan

Our Home Equity Loan enables you our dear client to access a loan against the value or ‘equity’ of your paid up property.

What does it offer you?

No deposit is required.

The loan enables you to use the funds for any use as long as it is legal. Take advantage of the exciting product to do the following;

  • Pay University or school fees
  • Pay for medical bills and fees
  • Refinance your existing debt/loan
  • Help start or finance your business
  • Finance your dream holiday
  • Any other use as long it is legal

Terms and conditions

  • Maximum loan period is 10 years
  • Maximum loan up to 30% of the assessed Market Value of the property
  • Monthly repayments should not exceed 30% of net salary/income
  • Mandatory property insurance cover processed through the Stanbic Bank Bancassurance scheme   
  • Registration of mortgage bond. 

To apply?

Please visit your nearest Stanbic Bank or phone our phone us on (263) 4 759471-83


 
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