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Home loans
At Stanbic Bank, we know that home is where the heart is. That is why we have put ours into offering Home Loans for your plans of being a homeowner, making dreams of home sweet home a reality.
What does it offer you?
Outright purchase: Enabling you to purchase a completed property.
Property improvements: Enabling you to renovate and improve your existing property
What are your benefits?
- Competitive interest rate with repayments up to 20 years
- Loan repayment are usually lower than what the normal rent will be
- Life and property insurance cover
To apply?
- Letter from employer confirming employment
- Proof of residential address
- Current payslip plus 2 previous ones
- Copy of title deeds
- Agreement of sale
- Personal balance sheet
- Certified copy of identification document
- Maximum age at maturity of loan 60 years
- 6 months bank statement (other than Stanbic Bank if applicable)
- Salary/income to be deposited into a Stanbic Bank account for a minimum of 12 months
- Must be in continuous employment for at least one year
- Valuation report from bank approved valuers addressed to the bank
- Proof of extra income if applicable
Property improvements
- Approved plans
- Bill of quantities and quotations from building contractors
- Rates clearance certificate
Click here to download the application form.
Contact us
You are welcome to contact or visit any of our branches nationwide.
Call our Customer care Centre: 0800 42 88 or alternatively +263 4 7992 0051 or email on zimccc@stanbic.com
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