Home Loan

We know that Home is where the heart is, that is why we have put efforts to making your dreams of becoming a home owner a reality. We offer competitive Home Loan products to assist you to : • Purchase a completed property • Renovate, improve or complete a residential property • Refinance through the Stanbic Home Equity loan (Equity Release)

Property improvement

This loan is designed to assist you Home owners renovate in and outside your home. In short, this 10 year financial plan helps turn a house into home because Home is where the heart is. Some of the many uses of the Property Improvement loan include but are not limited to:

         Property Extensions

         Roof and Floor Tiles

         Painting or repainting walls

         Installation of borehole

         Solar Energy systems including Geysers

         Installation of Fitted Kitchens and Cupboards

         Renovations and installation of Swimming pools, Driveways and perimeter walls

We have partnered with Home Style Bricks, Tusilago Kitchens and Union Hardware to help you improve your property affordably. 

Property purchase

Stanbic Bank offers mortgage finance to individuals for the acquisition of completed houses in any of the towns in Zimbabwe. The Home Loan Plan is up to 20 years at competitive terms and conditions.

Home Loans Terms and Conditions

Home equity


The Home Equity Loan enables you to access a loan against the value or ‘equity’ of your paid up property. You can borrow up to 50% of the value of your property, repayments are made over a maximum period of 10 years. No deposit is required.

The loan allows you to utilize the funds for anything, as long as it is legal. Some uses include but are not limited to:

         Payment of University or School fees

         Medical bills and fees

         Refinancing an existing debt/loan

         Help start or finance a business

         Finance a dream holiday


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