Motor Vehicle insurance
Full third party
Generally known as Third Party Insurance, this basic cover is prescribed by the law before one can drive a vehicle on the country’s roads. This covers third parties against injury, death or damage to third party property up to set limits.
Full third party Fire and Theft
This is an extension to the cover stated above and it includes theft of accessories from insured vehicle as well as damage caused by fire only. This attracts a higher rate when compared to the Full Third Party cover.
This policy includes covers highlighted above and goes further to cover repair costs for damage to the insured vehicle following an accident, medical expenses up to policy limit, towing charges for the disabled vehicle and emergency hotel or other accommodation expenses up to the limits stated in the policy.